The sender from abroad (your friend or relations) communicates a code to the beneficiary (you) in Ghana.
2.
The beneficiary (you) goes to the designated payment centre or outlet service point, mentions his/her code and identifies him/herself with a valid passport, driver's licence, or voter's ID card. Your money is instantly released to you.
REQUIREMENTS:
Beneficiary should have been communicated to by the sender from abroad.
Beneficiary will be required to disclose to the teller a code given to him by the sender.
Beneficiary should identify him/herself properly by passport, driver's license,
voter's ID, etc.
You do not need to be a SG-SSB or CAL Bank account holder.